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Privacy Policy

Effective as of April 17, 2013
Hi! We´ve created this Privacy Policy to let you know how Ching4ring.com uses any information that you provide to us when you visit this site. Before we kick off with legalese, let´s make one thing clear:
We will never sell, rent, or loan any personal information that you provide to us.
By visiting this site, you are agreeing to the terms of this Privacy Policy and the accompanying Terms of Use.

What information we collect
We collect three main types of information when you visit this site: web usage data, invite requests, and customer information. In the normal course of browsing the site, we may also collect usage information such as your IP address, browser type, language settings, and the URLs of the referring and exit pages. We can also keep track of how much time you spend on the site and what links you click on while visiting Ching4ring.com. When you request an invite, you have to provide us with your name and email address.

How we use cookies
We may also use cookies to remember you across multiple visits to our site. We do not use cookies for advertising, nor do we sell cookie data to anyone. In addition to cookies that we might use on the site, others (like Google Analytics) may also serve cookies. If you do not wish cookies to be used in connection with your visit, please disable the cookie function in your browser. However, if you do decide to not accept cookies, the site may not work properly.
What we do with the information we collect
- We use invite request information to track how many people are interested in our services. As our service becomes more broadly available, we will use your email address to inform you of this and extend you an invite to use the service.
- We may, from time to time, share information with our business affiliates, but they operate under strict privacy policies and will not share your information without our permission or unless otherwise required by law. For example, we work with an email service provider that sends emails to people who have requested an invite. To do that, we need to tell them an email address, however they are not authorized to share that email address with third parties.
- We use anonymous web usage information to analyze how people use this site and to help direct improvements for the site. We aggregate this information in a way that does not identify you personally. We may share this aggregate data with our affiliates, agents, and other third-parties with which we have a business relationship.
- If we or any of our affiliated companies are acquired, we expect that the collected information would be transferred along with the other business assets.
- To the extent permitted by law, we may also disclose the information that we collect (i) when required by law, court order, or other government or law enforcement authority or regulatory agency; or (ii) whenever we believe that disclosing such information is necessary or advisable, for example, to protect our rights, property, or safety, or those of others.

This is an American web site
This website is operated in the United States. If you are located outside of the United States, please be aware that any information you provide to us will be transferred to the United States. By using the website and/or providing us with any information, you consent to this transfer.

We are not responsible for external web sites
This website may contain links to third-party websites. We have no control over the privacy practices or the content of these websites. As such, we are not responsible for the content or the privacy policies of those third-party websites. You should check the applicable third-party privacy policy and terms of use when visiting any other websites.

Changes to this privacy policy
This Privacy Policy is effective as of the date stated at the top of this Privacy Policy. We may change this Privacy Policy from time to time, and will post any changes on the Website as soon as they go into effect. By accessing this website after we make any such changes to this Privacy Policy, you are deemed to have accepted such changes. Please refer back to this Privacy Policy on a regular basis.
Any visitors who have completed either the sign up test or who have become full customers of Simple will receive, via email, a copy of the most recent privacy policy on an annual basis.
How to contact us
If you have questions about this Privacy Policy, please contact us at:
E-mail: info@ching4ring.com

Terms of Use

Effective as of April 17, 2013

By visiting this site, you accept our terms
The use of this website is subject to the following terms of use and the conditions of our privacy policy. By visiting this website you are acknowledge that you have read, understood and agree to these. We may update these policies from time to time and it is your responsibility to check for updates.

We will protect our intellectual property rights
The contents of this website, including the text, graphics, software, haiku and multi-media content is protected under both United States and foreign laws. Unauthorized use of our content may violate copyright, trademark and other laws. You have no rights to use this content except as permitted by this agreement without prior written consent from us.
The trademarks, service marks and logos used on the website are registered marks of Simple Finance Technology Corp. (the makers of Simple). Nothing on this site should be construed as granting, by implication, or otherwise, any license or right to use these marks without our prior written permission specific for each such use. All goodwill generated from the use of our marks must be for the benefit of Simple Finance Technology Corp.

NO WARRANTIES / LIMITATION OF LIABILITY / ALL CAPS
OUR LAWYERS HAVE TOLD US THAT WE NEED TO PUT THE FOLLOWING TEXT IN ALL CAPS. PLEASE EXCUSE THE FOLLOWING WALL OF TEXT. WE DON´T USUALLY YELL.
THE WEBSITE AND ITS CONTENT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT ANY WARRANTIES OF ANY KIND. WE DISCLAIM ALL WARRANTIES, INCLUDING, BUT NOT LIMITED TO, THE WARRANTY OF TITLE, MERCHANTABILITY, NON-INFRINGEMENT OF THIRD PARTIES´ RIGHTS, AND FITNESS FOR PARTICULAR PURPOSE.
IN NO EVENT SHALL WE BE LIABLE FOR ANY DAMAGES WHATSOEVER (INCLUDING, WITHOUT LIMITATION, INCIDENTAL AND CONSEQUENTIAL DAMAGES, LOST PROFITS, OR DAMAGES RESULTING FROM LOST DATA OR BUSINESS INTERRUPTION) RESULTING FROM THE USE OR INABILITY TO USE THE WEBSITE OR ITS CONTENT WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), OR ANY OTHER LEGAL THEORY, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. SOME STATES DO NOT ALLOW EXCLUSION OF IMPLIED WARRANTIES OR LIMITATION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATIONS OR EXCLUSIONS MAY NOT APPLY TO YOU. IN SUCH STATES, OUR LIABILITY SHALL BE LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW.

We are not responsible for external sites
Using advanced hypertext document linking technology, we may, from time to time, link to external websites. These links do not represent our endorsement of external content. We are not responsible for any external content. If you have any concerns about content on external sites, please get in touch with the administrators of those sites. Please be careful when visiting external sites and keep your computer protected from viruses and other digital nasties.

Digital Millennium Copyright Act is a thing
We respect the intellectual property rights of others. We will review all claims that we receive of copyright infringement. If we deem that any content is in violation of applicable laws, we will remove it.
Our designated agent under the Digital Millennium Copyright Act for the receipt of any claimed infringement notifications is:
info@ching4ring.com
To help us identify any work that you believe constitutes a copyright infringement, please provide us with the follow:
1.A description of the copyrighted work and the URL on which it appears
2.Your contact details, including email address
3.A statement that you have a good faith belief that our use of the work is not authorized
4.A statement, made under the penalty of perjury, that the information in the notice is accurate and that you are the copyright owner or authorized to act on the owner´s behalf
5.An electronic or physical signature of the copyright owner or a person authorized to act on their behalf

This is an American web site
This website is based in the United States of America. We make no claims whether this site can be downloaded or appropriately used outside of the Unites States. If you access it from outside of the United States, you do so at your own risk. You are solely responsible for ensuring compliance with local laws.

We can terminate this agreement at will
We reserve the right, at our sole discretion, to restrict, suspend, or terminate this Agreement and your access to all or any part of the Website, at any time and for any reason without prior notice or liability. We reserve the right to change, suspend, or discontinue all or any part of the Website at any time without prior notice or liability.

Miscellaneous legalese be here
This agreement is governed by the internal substantive laws of the State of Minnesota. You agree to submit to the exclusive personal jurisdiction of the state and federal courts in the State of Minnesota. If any provision of this agreement is found to be invalid by a competent court, the invalidity of such provisions shall not affect the validity of the remaining provisions. Likewise, if we choose to terminate any provision in accordance with the termination provision, that termination shall not affect the termination of other provisions.
If we fail to act on, or enforce, any provision in this agreement, this shall not be construed as a waiver of that, or any other, provision. We will only grant waivers to specific provisions, for specific instances, in writing. This agreement constitutes the entire agreement between you and us with respect to this website and supersedes all previous or contemporaneous agreements. The section headings are merely provided for convenience and shall not be given any legal import. This agreement will inure to the benefit of our successors, assignees, licensees and sublicensees.